terms

Effective date: July 27, 2026

Welcome to The Owner’s Almanac (theownersalmanac.com). By reading the site, subscribing to the email, or purchasing a paid product, you’re agreeing to these terms. They’re written to be read, not skimmed past — the plain-English summary: our content is information, not professional advice; your results are your own; be decent; and if you ever think we’ve gotten something wrong, tell us and we’ll look at it.

Billing, Cancellation & Refunds

Memberships (like The Owner’s Workshop): month to month, no contracts. Cancel anytime — future billing simply stops, and you keep access through the period you’ve already paid for.

Low-ticket products under $100: covered by a 30-day money-back guarantee. If it wasn’t useful, ask within 30 days of purchase and we’ll refund it, no interrogation.

Higher-ticket offerings — website design, private consulting, and courses: all sales are final and non-refundable, because custom work and program access begin immediately. You’ll always know exactly what’s included, and what it costs, before you buy.

What the Almanac Is (and Isn’t)

The Owner’s Almanac publishes commentary, analysis, and forecasts about AI and business. It is general information and editorial opinion — it is not legal, financial, tax, or other professional advice, and it isn’t tailored to your specific situation. Before making significant business decisions, use your own judgment and, where it matters, a qualified professional who knows your circumstances. Forecasts are our honest read of where things are heading; the future retains the right to disagree, and when a forecast misses, we’ll say so.

No Guarantees of Results

We write about tools, strategies, and moves that can improve a business. What they produce in your business depends on your market, your execution, and a hundred things we can’t see from here. Nothing on this site is a promise of revenue, savings, or outcomes.

Affiliate Links & Third Parties

Some links are affiliate links, disclosed where they appear; if you buy through one, we may earn a commission at no extra cost to you, and the recommendation always comes first. Third-party tools and sites we link to are their own businesses with their own terms, pricing, and policies — verify details with them before buying, because vendors change things often and without asking us.

Paid Products & Memberships

Paid offerings are billed as described on their sales pages, including any trial terms and the price you lock in; the refund and cancellation terms at the top of this page apply. Templates and materials you downloaded while a member are yours to keep using in your own business. Billing questions or problems: contact us and a human will sort it out.

Your Use of Our Content

Everything we publish is protected by copyright. You’re welcome — encouraged — to share links, quote reasonable excerpts with attribution, and forward the email to other owners. You may not republish articles wholesale, resell our materials, or pass our work off as your own. Workshop templates are licensed for use in your own business, not for resale or redistribution.

Conduct

Don’t misuse the site — no scraping at scale, no attempting to break things, no using our forms to send spam. When you reply to an email, a person reads it; write accordingly.

Limitation of Liability

To the fullest extent permitted by law, The Owner’s Almanac and its publisher aren’t liable for indirect, incidental, or consequential damages arising from your use of the site or reliance on its content, and our total liability for any claim is limited to what you’ve paid us in the twelve months before the claim. Some jurisdictions don’t allow certain limitations, so parts of this may not apply to you.

Changes & Contact

We may update these terms as the publication grows; the effective date above will change when we do, and meaningful changes get mentioned in the email. These terms are governed by applicable United States law. Questions about any of this: use the Contact page, or reply to any email we send.